FinTech Platform
Mobile banking with AI-powered financial insights
Overview
A regional bank needed a mobile product that felt modern without compromising security. itechvertical delivered a cross-platform app with real-time transactions, biometric login, and personalized spending insights powered by machine learning.
The challenge
- Replace a legacy mobile experience with low app-store ratings
- Meet strict financial compliance and audit requirements
- Ship AI recommendations users would actually trust and use
- Integrate with existing core banking and payment rails
Our approach
We ran discovery with compliance and support teams first, then built in four phases: core accounts and transfers, notifications and biometrics, AI insight models, and store launch with load testing.
- React Native client with encrypted local storage
- Node.js API layer with event-driven transaction processing
- TensorFlow models for categorization and budget nudges
- Observability and fraud-alert hooks from day one
Results
300%
User growth post-launch
4.8
App Store rating
92%
User satisfaction